Guaranteed Asset Protection

The Milby Group provides Guaranteed Asset Protection (GAP) coverage using the top companies in our industry. Our Guaranteed Asset Protection coverage pays negative equity when the customer experiences a total loss of the vehicle through fire, flood, or theft without recovery or physical damage due to an accident.


Prompt Claim Checks

Claims checks written within a few days of receipt of all correctly completed claim documentation.

Major Lending Institutions

Accepted by all lending institutions including GMAC, Ford Motor Credit, Chrysler Financial, Honda American Finance Corp., Toyota Motor Credit and more.

GAP Only

Standard GAP coverage for dealers or financial institutions for up to an 84-month loan or lease coverage.

GAP Plus

Plus benefit for dealers for up to an 84-month loan or lease, where the customer receives a $1,000 benefit for repurchasing a vehicle from only your dealership as an added benefit of the GAP claim.

Top Rated Companies

“A” rated insurance companies insure every GAP waiver available through The Milby Group

GAP for various recreational vehicles
  • Motorcycles
  • Boats
  • Pop-up Trailers
  • Snowmobiles
  • Golf Carts
  • ATVs
  • RVs
  • Personal Watercraft