The Milby Group provides Guaranteed Asset Protection (GAP) coverage using the top companies in our industry. Our Guaranteed Asset Protection coverage pays negative equity when the customer experiences a total loss of the vehicle through fire, flood, or theft without recovery or physical damage due to an accident. 

Guaranteed Asset Protection

¨ GAP Only

Standard GAP coverage for dealers or financial institutions for up to an 84-month loan or lease coverage.

¨ Prompt Claim Checks

Claims checks written within a few days of receipt of all correctly completed claim documentation.

¨ Major Lending Institutions

Accepted by all lending institutions including GMAC, Ford Motor Credit, Chrysler Financial, Honda American Finance Corp., Toyota Motor Credit and more.

¨ Top Rated Companies

"A" rated insurance companies insure every GAP waiver available through The Milby Group

¨ GAP for various recreational vehicles

Motorcycles

Boats

Pop-up Trailers

Snowmobiles

Golf Carts

ATVs

RVs

Personal Watercraft

¨ GAP Plus

Plus benefit for dealers for up to an 84-month loan or lease, where the customer receives a $1,000 benefit for repurchasing a vehicle from only your dealership as an added benefit of the GAP claim.

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